Individual Health Insurance Going Up In Oregon

2019 Preliminary Rate Chart

Oregon consumers can now get a first look at proposed rates for 2019 individual and small group health insurance plans.

In the individual market, seven companies submitted average rate change requests ranging from a 9.6 percent decrease to a 16.3 percent increase. In the small group market, nine companies submitted average rate change requests ranging from a 4 percent decrease to a 9.4 percent increase. See the attached chart for the full list of rate change requests.

“It’s early in the process, but we are encouraged to see two insurers expanding into new counties,” said Insurance Commissioner Andrew Stolfi. “Now it is time to start our open and thorough review process that allows Oregonians to provide input on the filings that affect them.”

Health insurance companies submitted rate requests to the Department of Consumer and Business Services, Division of Financial Regulation on May 14. Over the next two months, the division will analyze the requested rates to ensure they adequately cover Oregonians’ health care costs. The division must review and approve any rates before they can be charged to policyholders.

The proposed rates are for plans that comply with the Affordable Care Act for small businesses and individuals who buy their own coverage rather than getting it through an employer.

Starting May 23, Oregonians will be able to search rate filings and submit comments at Once scheduled, hearing information will be posted to this website.

Oregonians are encouraged to comment on rate change requests during the public comment period, which is open May 23 through July 9. The public can submit comments online and during public rate hearings.

Preliminary decisions are expected to be announced June 29, and final decisions are scheduled for July 19.

Source: Oregon Department of Consumer and Business Services


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